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FAQ
What can I do to save money on my home's renovation?
By doing all the work yourself, you can save money. You could, for example, try to reduce the number of people involved in the renovation. Another option is to try to lower the cost of the materials you use in your renovations.
How can I avoid getting ripped off when renovating my house?
Knowing what you're paying for is the best way to avoid being scammed. Read the fine print before signing any contract. Also, don't sign blank contracts. Always request copies of signed contracts.
Do I need an architect/builder?
It might be easier to have someone else do the work if you're planning on renovating your own house. An architect or builder is a good option if you plan to buy a new house.
How important is it that you are preapproved for a loan?
Getting pre-approved for a mortgage is very important because it gives you an idea of how much money you need to borrow. It also helps you determine whether or not you qualify for a particular loan program.
Statistics
- It is advisable, however, to have a contingency of 10–20 per cent to allow for the unexpected expenses that can arise when renovating older homes. (realhomes.com)
- On jumbo loans of more than $636,150, you'll be able to borrow up to 80% of the home's completed value. (kiplinger.com)
- A final payment of, say, 5% to 10% will be due when the space is livable and usable (your contract probably will say "substantial completion"). (kiplinger.com)
- Rather, allot 10% to 15% for a contingency fund to pay for unexpected construction issues. (kiplinger.com)
- Most lenders will lend you up to 75% or 80% of the appraised value of your home, but some will go higher. (kiplinger.com)
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How To
Do you prefer renovating exterior or interior?
Which one should i do first?
There are many aspects to consider when choosing which project should be started. The most important factor to consider is whether the building has been around for a while. There are many factors to consider if the building is older, such as its roof, condition, windows, doors and flooring. There are many aspects to consider when a building is brand new. These include the size and style of the rooms, as well as their location.
If your building is very old, you should first look at its roof. If your roof seems like it is about to fall apart, then you should get on with the renovation. If your roof is intact, you can proceed to the next phase. Next, take a look at the windows. You might need to replace them if they are damaged or stained. Next, check the doors for debris and clean them up. If everything looks good, you can start to lay the flooring. Make sure that the flooring is solid and sturdy so that no matter how hard you walk on it, nothing breaks. Once these steps are done, then you can move on to the walls. Check the walls for cracks and damage. If the wall is fine, then you should proceed to the next step. After the walls have been inspected, it is time to inspect the ceiling. The ceiling should be inspected to make sure it can support any weight that you might place on it. You can then move on with your renovation if everything looks good.
If the building was built recently, then you would probably want to start with the exterior. Start by looking at the outside. Is the house well-maintained? Is it free from cracks? Does it look good overall? If the exterior looks bad, it's time to make improvements. Your home shouldn't look shabby. Next, inspect the foundation. You should repair any foundation that appears weak. Also, make sure to inspect the driveway. It should be straight and level. If it isn't, then you should probably fix it. You should also inspect the sidewalk while you're checking your driveway. If the sidewalk is uneven, it should be replaced.
These areas should be checked before you move on to the inside. Look at the kitchen first. Are you satisfied with the cleanliness and maintenance of your kitchen? If it is dirty or messy, you need to clean it up. Next, examine the appliances. You want them to be in good order and working correctly. If they are not in good condition, you should either purchase new cabinets or fix them. After this, check out the cabinets. You can paint them if the cabinets are stained or damaged. If they're in good condition, you can move on to the bathrooms. Here, check the toilet. If it leaks, it is time to get a new one. You can wash it if it is just dirty. Next, check out all the fixtures. Make sure that they are clean. If they're dirty, you need to clean them. You should also inspect the countertops. If they are chipped or cracked, then you should probably repaint them. Use a sealant if they're shiny and smooth.
Final step: Check your furniture. Check that nothing is damaged or missing. If it's missing or damaged, you need to find it. It is best to repair any broken items. After you've checked everything, it is possible to move outside and complete the job.